Article1. General Provisions  


§ 24-1. Legal rate is eight percent
§ 24-1.1. Contract rates and fees
§ 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust
§ 24-1.1B. Repealed by Session Laws 1979, c. 335
§ 24-1.1C. Repealed by Session Laws 1998-119, s. 2
§ 24-1.1D. Expired
§ 24-1.1E. Restrictions and limitations on high-cost home loans
§ 24-1.1F. Rate spread home loans
§ 24-1.2. Repealed by Session Laws 1998-119, s. 2
§ 24-1.2A. Equity lines of credit
§ 24-1.3. Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3
§ 24-1.4. Interest rates for savings and loan associations
§ 24-2. Penalty for usury; corporate bonds may be sold below par
§ 24-2.1. Transactions governed by Chapter
§ 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions
§ 24-2.3. State opt-out from federal preemption
§ 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law
§ 24-2.5. Mortgage bankers and mortgage brokers
§ 24-3. Time from which interest runs
§ 24-4. Obligations due guardians to bear compound interest; rate of interest
§ 24-5. Interest on judgments
§ 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account
§ 24-7. Interest from verdict to judgment added as costs
§ 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted
§ 24-9. Loans exempt from rate and fee limitations
§ 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury
§ 24-9.2. Repealed by Session Laws 1995, c. 351, s. 14
§ 24-9.3. Economic development loans
§ 24-10. Maximum fees on loans secured by real property
§ 24-10.1. Late fees
§ 24-10.2. Consumer protections in certain home loans
§ 24-11. Certain revolving credit charges
§ 24-11.1. Disclosure requirements for credit cards
§ 24-11.2. Disclosure requirements for charge cards