Laws of North Carolina (Last Updated: May 12, 2015) |
Chapter24. Interest. |
Article1. General Provisions |
§ 24-1. Legal rate is eight percent |
§ 24-1.1. Contract rates and fees |
§ 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust |
§ 24-1.1B. Repealed by Session Laws 1979, c. 335 |
§ 24-1.1C. Repealed by Session Laws 1998-119, s. 2 |
§ 24-1.1D. Expired |
§ 24-1.1E. Restrictions and limitations on high-cost home loans |
§ 24-1.1F. Rate spread home loans |
§ 24-1.2. Repealed by Session Laws 1998-119, s. 2 |
§ 24-1.2A. Equity lines of credit |
§ 24-1.3. Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3 |
§ 24-1.4. Interest rates for savings and loan associations |
§ 24-2. Penalty for usury; corporate bonds may be sold below par |
§ 24-2.1. Transactions governed by Chapter |
§ 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions |
§ 24-2.3. State opt-out from federal preemption |
§ 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law |
§ 24-2.5. Mortgage bankers and mortgage brokers |
§ 24-3. Time from which interest runs |
§ 24-4. Obligations due guardians to bear compound interest; rate of interest |
§ 24-5. Interest on judgments |
§ 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account |
§ 24-7. Interest from verdict to judgment added as costs |
§ 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted |
§ 24-9. Loans exempt from rate and fee limitations |
§ 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury |
§ 24-9.2. Repealed by Session Laws 1995, c. 351, s. 14 |
§ 24-9.3. Economic development loans |
§ 24-10. Maximum fees on loans secured by real property |
§ 24-10.1. Late fees |
§ 24-10.2. Consumer protections in certain home loans |
§ 24-11. Certain revolving credit charges |
§ 24-11.1. Disclosure requirements for credit cards |
§ 24-11.2. Disclosure requirements for charge cards |