Laws of North Carolina (Last Updated: May 12, 2015)

§24-2.3. State opt-out from federal preemption

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(a) The provisions of section 501, of United States Public Law 96-221, as well as any modifications made to date, shall not apply to loans, mortgages, credit sales and advances made in this State.

(b) Effective July 1, 1995, sections 521-524 of United States Public Law 96-221, shall apply to loans, mortgages, credit sales, and advances made in this State on or after that date as if North Carolina had never opted out of sections 521-524 of United States Public Law 96-221.

(1983, c. 126, s. 1; 1995, c. 387, s. 1.)

                    
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