Laws of North Carolina (Last Updated: May 12, 2015) |
Chapter58. Insurance. |
Article70. Collection Agencies |
Part 1. Permit Procedures |
§ 58-70-1. Permit from Commissioner of Insurance; penalty for violation; exception |
§ 58-70-5. Application to Commissioner for permit |
§ 58-70-6. Definitions |
§ 58-70-10. Application to Commissioner for permit renewal |
§ 58-70-15. Definition of collection agency and collection agency business |
§ 58-70-20. Bond requirement |
§ 58-70-25. Record of business in State |
§ 58-70-30. Hearing granted applicant if application denied; appeal |
§ 58-70-35. Application fee; issuance of permit; contents and duration |
§ 58-70-40. Restraining orders; criminal convictions; permit revocations; other permit requirements |
§ 58-70-45. Disposition of permit fees |
§ 58-70-50. All collection agencies to identify themselves in correspondence |
Part 2. Operating Procedures |
§ 58-70-55. Office hours |
§ 58-70-60. Statements to be furnished each collection creditor |
§ 58-70-65. Remittance trust account |
§ 58-70-70. Receipt requirement |
§ 58-70-75. Creditor may request return of accounts |
§ 58-70-80. Return of accounts and all valuable papers upon termination of permit |
§ 58-70-85. Application of funds where there is a debtor-creditor relationship |
Part 3. Prohibited Practices by Collecton Agencies Engaged in the Collection of Debts from Consumers |
§ 58-70-90. Definitions |
§ 58-70-95. Threats and coercion |
§ 58-70-100. Harassment |
§ 58-70-105. Unreasonable publication |
§ 58-70-110. Deceptive representation |
§ 58-70-115. Unfair practices |
§ 58-70-120. Unauthorized practice of law; court appearances |
§ 58-70-125. Shared office space |
Part 4. Enforcement |
§ 58-70-130. Civil liability |
Part 5. Special Requirements in Actions Filed by Collection Agency Plaintiffs |
§ 58-70-145. Complaint of a collection agency plaintiff must contain certain allegations |
§ 58-70-150. Complaint of a debt buyer plaintiff must be accompanied by certain materials |
§ 58-70-155. Prerequisites to entering a default or summary judgment against a debtor under this Part |