Article70. Collection Agencies  


Part 1. Permit Procedures
§ 58-70-1. Permit from Commissioner of Insurance; penalty for violation; exception
§ 58-70-5. Application to Commissioner for permit
§ 58-70-6. Definitions
§ 58-70-10. Application to Commissioner for permit renewal
§ 58-70-15. Definition of collection agency and collection agency business
§ 58-70-20. Bond requirement
§ 58-70-25. Record of business in State
§ 58-70-30. Hearing granted applicant if application denied; appeal
§ 58-70-35. Application fee; issuance of permit; contents and duration
§ 58-70-40. Restraining orders; criminal convictions; permit revocations; other permit requirements
§ 58-70-45. Disposition of permit fees
§ 58-70-50. All collection agencies to identify themselves in correspondence
Part 2. Operating Procedures
§ 58-70-55. Office hours
§ 58-70-60. Statements to be furnished each collection creditor
§ 58-70-65. Remittance trust account
§ 58-70-70. Receipt requirement
§ 58-70-75. Creditor may request return of accounts
§ 58-70-80. Return of accounts and all valuable papers upon termination of permit
§ 58-70-85. Application of funds where there is a debtor-creditor relationship
Part 3. Prohibited Practices by Collecton Agencies Engaged in the Collection of Debts from Consumers
§ 58-70-90. Definitions
§ 58-70-95. Threats and coercion
§ 58-70-100. Harassment
§ 58-70-105. Unreasonable publication
§ 58-70-110. Deceptive representation
§ 58-70-115. Unfair practices
§ 58-70-120. Unauthorized practice of law; court appearances
§ 58-70-125. Shared office space
Part 4. Enforcement
§ 58-70-130. Civil liability
Part 5. Special Requirements in Actions Filed by Collection Agency Plaintiffs
§ 58-70-145. Complaint of a collection agency plaintiff must contain certain allegations
§ 58-70-150. Complaint of a debt buyer plaintiff must be accompanied by certain materials
§ 58-70-155. Prerequisites to entering a default or summary judgment against a debtor under this Part