Article15. North Carolina Consumer Finance Act  


§ 53-164. Title
§ 53-165. Definitions
§ 53-166. Scope of Article; evasions; penalties; loans in violation of Article void
§ 53-167. Expenses of supervision
§ 53-168. License required; showing of convenience, advantage and financial responsibility; investigation of applicants; hearings; existing businesses; contents of license; transfer; posting
§ 53-169. Application for license
§ 53-170. Locations; change of ownership or management
§ 53-171. Revocation, suspension or surrender of license
§ 53-172. Conduct of other business in same office
§ 53-173. Computation of interest; application of payments; limitation on interest after judgment; limitation on interest after maturity of the loan
§ 53-173.1. Repealed by Session Laws 1989, c. 17, s. 4
§ 53-173.2. Repealed by Session Laws 1975, c. 110, s. 2
§ 53-174. Repealed by Session Laws 1989, c. 17, s. 4
§ 53-175. Fee for returned checks
§ 53-176. Rates, maturities and amounts
§ 53-176.1. Repealed by Session Laws 1989, c. 17, s. 4
§ 53-177. Fees
§ 53-178. No further charges; no splitting contracts; certain contracts void
§ 53-179. Multiple-office loan limitations
§ 53-180. Limitations and prohibitions on practices and agreements
§ 53-180.1. Military service members limitation
§ 53-181. Statements and information to be furnished to borrowers; power of attorney or confession of judgment prohibited
§ 53-182. Payment of loans; receipts
§ 53-183. Advertising, broadcasting, etc., false or misleading statements
§ 53-184. Securing of information; records and reports; allocations of expense
§ 53-185. Rules and regulations by Banking Commission and Commissioner
§ 53-186. Commissioner to issue subpoenas, conduct hearings, give publicity to investigations, etc
§ 53-187. Injunctive powers; receivers
§ 53-188. Review of regulations, order or act of Commission or Commissioner
§ 53-189. Insurance
§ 53-190. Loans made elsewhere
§ 53-191. Businesses exempted